• I am a client of BestRateFinancial.ca and have been for over ten years. I have bought and sold 6 homes through the mortgages which Paula Scott and her team have provided.  As a business professional myself, I have high expectations for professionalism, customer service, ethical practices and delivery of what has been promised. Not only does Paula represent all of these qualities, she is a pure joy to work with.  Her personal touch makes you feel like you are her number 1 client all the time. I have referred numerous individuals to Paula and have received much appreciation from very satisfied buyers.  If saving money with excellent terms and that personal touch is what your looking for….look no further, Best Rate Financial is who you will want to partner with!

    Shelli, Ancaster, ON
  • We would like to take this opportunity to thank you and your staff for your support and service.  Every time we had a question or concern it was quickly dealt with by your organization and in all cases you returned our calls in a timely fashion when we left messages. This is very important to us as a customer and we will be more than happy to pass on your name to friends and family in the future to those who are looking for mortgages or financial assistance based on this service. I’m sure we will be in touch soon but again thanks for everything.

    Sandi & Gord, Hamilton, ON
  • Paula Scott and the friendly BestRateFinancial.ca team are fantastic! My wife and I were facing a difficult situation when we were looking for a mortgage, since she is a substitute teacher without a full time contract. Although my wife was making a consistent income, our bank told us that it was not possible to consider her income towards our mortgage application due to the impermanence of her employment. When we came to Paula, not only did she find a solution for a mortgage application that considered my wife’s income, she also got us a better rate than our bank was advertising.

    Dealing with Paula was not only pleasant and professional, her experience and ingenuity got us a mortgage that others told us was not possible, enabling us to confidently purchase the home of our dreams, with a fantastic mortgage rate to top it all off!

    I would enthusiastically recommend BestRateFinancial.ca to anyone looking for a mortgage.

    Luke, Dundas, ON
  • I am just trying to live the dream and meet great people in the process.  Paula Scott is still the best brand around!

    Francisco, Hamilton, ON
  • I am so happy! I can’t find the right words to say how grateful and thankful I am for everything you did for me. You make things happen so quickly and I can’t thank you enough. You are a kind and helpful person and I am so glad to have found you online. Because of you I can have my first home. Thanks Paula!

    Linda, Hamilton, ON
  • Dear Paula and Jessica:
    Thank you both for your help with my new mortgage. All the paperwork is complete, and it’s nice to see zeros instead of various balances elsewhere. You were terrific!! And I will be letting people know how awesome my own experience was.  The lawyer you recommended was also terrific!  Thanks again.


    Anna, Hamilton, ON
  • It was time for me to renew my mortgage and BestRateFinancial.ca. was recommended to me. I have never met with a Mortgage Broker before always using the traditional bank route for my mortgage and I was pleasantly surprised to learn that there are no fees that I would have to pay out for the services of a broker at BestRateFinancial.ca. I met with Wayne Charlton, Office Associate, and found him to be extremely knowledgeable, efficient and thorough. I highly recommend prior to locking in your mortgage that you take the time to examine your options with Wayne Charlton at BestRateFinancial.ca.

    Marian, Waterdown, ON
  • BestRateFinancial.ca weekly emails are doing a fine job of keeping me informed of what is going on in the mortgage market.

    Nice website…something to be proud of for sure

    Just thought i would let you know that your communications are working.

    Matt, Ancaster, ON
  • Thank you for sharing your expertise and giving me a variety of options with my best interests in mind.

    Steve, Hamilton, ON
  • Every real estate agent we’ve talked to in the past month or two has wanted us to go with their mortgage broker.  But I’ve told them all that we aren’t switching…period! I just want you to know how much we appreciate the fact that you actually gave us some direction when things were bleak and we are more then happy to stay working with you!  Thanks again Paula!!

    Trevor, Branchton, ON
  • I was feeling some anxiety related to our mortgage. Having you on our side took some of the pressure off and we both appreciate the information, help and advice that you provided to us. I left your office way more relaxed about the situation. Thanks again and I wish you all the best.

    Vi & Chris, Stoney Creek, ON
  • I want to thank you for the sound advice you provided me tonight. I am in the business of education and “know” the value of just in time teaching. Tonight I felt it and will change my behaviour because of the way you led me through a process without judging me.

    Truly, kudos to you!!

    Janette, Dundas, ON
  • Thank you so much for all of your support and help during the crisis moments of my life.  You have been a lifesaver.

    Mary, Ancaster, ON
  • Jessica, I want to sincerely thank you for the amazing hospitality you have given me and my fiancé.  You made a stressful situation so much easier.  The last two months have been crazy busy.  I will never forget how amazing you were with us and how you calmed me down so easily with your kind words.  I have recommended you to all of my friends who are going to be starting to look for houses in the upcoming year!  I hope you are doing well and continue to provide your amazing service to more people.


    Jessica & Nick, Hamilton, ON
  • Thank you so much to Paula and her team at BestRateFinancial.ca for their fabulous service. Your confidant and friendly manner kept us at ease during a very stressful time. We will gladly recommend Best Rate Financial to our family and friends. You have changed our lives for the better!

    Nicole & Graham, Hamilton, ON
  • Thank to Paula and Jessica! They where able to make our dreams become a reality. They have made the entire process as smooth as possible and we would have never been making this move if it was not for all of their efforts and support. Their dedication, fast responses and kindness has made this an experience we will never forget.

    Nicole & Shane, St. George, ON
  • We cannot begin to thank you enough for all your help and support throughout this process. We were both terrified about purchasing our first home and to say you made it easy, is an understatement. We will be forever indebted to the both of you for making this such an easy and fun process for us. Thank you from the bottom of our hearts for being available whenever we needed, for finding us the best rate and for being the sounding board we so desperately needed. You two are amazing.

    Kayla & Brad, Dundas, ON
  • Jessica, thank you for all your help and advice in the process!  You helped us to navigate through this and thanks to you we are not stuck with TD anymore with the collateral mortgage.  Thank you very much!

    Anna & Amos, Burlingotn, ON
  • Paula and Jessica, thank you so much for all of your help with my mortgage and the enormous amount of money you saved me! You made a very difficult time a little easier and I am so grateful!

    Courtney, Hamilton, ON
  • Jessica, I just wanted to send a quick email thanking you for everything you did for Laura and I. We really felt at ease working with you and we appreciate how you explained everything to us in a way that we could understand. Being first time homebuyers, we had no idea what to expect. Buying a house is a HUGE investment, but I am so glad we were able to work with you and have the home buying experience go smoothly. We had a little bumpy road with another Mortgage Broker before we found you, but in the end, I am glad that happened, as we would have never found such a great person to work with. I know there are still some steps to take, but I want you to know that we really appreciate everything you have done for us. We loved working with you and will definitely be working with you again in the future. You made us feel quite at ease with the entire process and we are truly thankful for that. We will keep in touch.

    Stephanie & Laura, Brantford, ON
  • As first-time home buyers, my husband and I were grateful to Paula for thoroughly explaining the process to us. She provided an extensive amount of knowledge and guidance that gave us tremendous confidence. The team communicated in a timely and efficient manner which allowed us to happily transition into our new home. Thank you Paula and team for your services!

    Kathleen, Burlington, ON
  • The entire process was a breeze:) Quick and absolutely painless! And for first time home buyers, we assumed learning the ropes would be a challenge to say the least. Having this level of professionalism and experience on our side has certainly made all the difference and puts us at ease.

    Erin, Hamilton, ON
  • Paula and her team at BestRateFinancial.ca have been an invaluable resource to me since 2007. Paula has helped me flawlessly navigate 7 or more transactions, both personal and investment. Paula never ceases to amaze me with her efficiency, level of service, and sense of urgency to get the deal done, no matter what the obstacle. I consider Paula to be a key part of my team, and will continue to recommend her without question to anyone looking for not only the “best rate” but also the best service.

    David, Oakville, ON
  • Making your rate the best rate, definitely describes the services of BestRateFinancial.ca. I would definitely tell anyone looking for mortgage services to call Paula.

    Sharon, Port Dalhousie, ON
  • When I called Paula, I had a mortgage approval in 4 hours and everything was done and signed in 1 day. What an amazing team and service they offer!

    Randy, Toronto, ON
  • Paula really works for their clients. I would recommend her highly.

    Susan, Hamilton, ON
  • After discussing our situation with Paula, she suggested an alternative that saved us $1600/month in extra payments.

    Chris, Ancaster, ON
  • After using the services of Paula, I really do not know why everyone does not use a broker instead of their bank. Not only do you get far better service, but the rates are far lower also. This is a great service for anyone needing a mortgage.

    Sandra, Mississauga, ON
  • The service we received was fantastic. I recommended Paula to all of my family. Now they have all used her for their own mortgages.

    Sean, Ancaster, ON
  • Your service was amazing! I would recommend your service to everyone.

    Sean, Pefferlaw, ON
  • I’ve had to deal on my own with banks and other financial institutions before to arrange my mortgage… what a frustrating experience! Then I asked Paula to broker my mortgage, and what a relief! I was able to sit back and let her arrange a far better rate for me than I would have been able to get on my own, and she did it quickly and professionally, keeping me informed at every step of the way. Paula’s friendly, knowledgeable approach had me totally at ease and confident in her doing the best for me. I’d recommend her to anyone looking to get the best rates on a mortgage!!

    Ennio, Ancaster ON