Steps to Buying a Home

4 simple steps to buy a home.

  1. Step 1 – Get a Pre-approval

    The first step in purchasing a home should be to meet with us, your mortgage broker, and determine the feasibility of a purchase. Next, determine what you can afford and get a pre-approval or a “rate hold” to hold the current interest rate for 120 days and protect you from any market fluctuations.

  2. Step 2 – Go Shopping with a Real Estate Agent

    It is a good idea to understand the costs associated with not only the purchase but also the costs of home ownership. Once you have found a home, make an offer! When the offer is accepted, have your real estate agent fax us the purchase agreement with the MLS listing.

  3. Step 3 – Secure Financing

    At this stage, as your broker we will secure financing and make arrangements for closing the mortgage.

  4. Step 4 – Closing the Mortgage

    Your lawyer will take care of making the final arrangements with the lender and disbursing the funds to the seller. Once this is finished, the house is yours!

Ready to buy?

Apply now to start the process.