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Mortgage Rates

We offer great financing for self-employed and no fees (OAC). Cashback mortgages are available. Discounted-rate mortgages available without income qualification or verification.

Best Rate Financial Rates vs. Conventional Rates

Mortgage
Term
Our
Mortgage Rates
Posted
Mortgage Rates
Difference
1 Year 2.44% 2.84% 0.40%
2 Year 2.54% 2.79% 0.25%
3 Year 2.69% 3.39% 0.70%
4 Year 2.84% 4.09% 1.25%
5 Year 2.89% 4.79% 1.90%
7 Year 3.44% 5.58% 2.14%
10 Year 3.64% 6.09% 2.45%
Prime 3.20% N/A N/A
Variable 2.35% 2.70% 0.35%

These rates are subject to change at any time without notice. Contact our office for the current rates.

Fixed vs. Variable Rate Mortgages, which is right for you?

In making a decision to purchase, refinance or transfer your mortgage, you will be faced with the option to select either a fixed or variable mortgage. The option you choose will determine the interest rate you will have over your mortgage term and will directly influence your payments. Ideally you want the lowest interest rate possible, however there are factors that play into both fixed and variable rates that need to be considered before making any decisions.

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