• The Mortgage Process
• Mortgage Brokers vs. Banks
• Fixed Rate vs. Variable
• Our Mortgage Lenders
• New Mortgages - Purchases
• Mortgage Refinancing
• Switch/Transfer Mortgages
• Mortgages for Self-Employed
• Steps to Buying a Home
• Credit Tips

MAILING LIST
To stay updated with current mortgage rates, join our mailing list

• Partners
• Media Releases/News
• Code of Ethics
• Frequently Asked Questions
• Testimonials
• Mortgage Definitions

1. Get a pre-approval. The first step in purchasing a home should be to meet with us, your mortgage broker, and determine the feasibility of a purchase. Next, determine what you can afford and get a pre-approval or a “rate hold” to hold the current interest rate for 120 days and protect you from any market fluctuations.
   
   
2. Go shopping with a real estate agent. It is a good idea to understand the costs associated with not only the purchase but also the costs of home ownership. Once you have found a home, make an offer! When the offer is accepted, have your real estate agent fax us the purchase agreement with the MLS listing.
   
   
3. Secure financing. At this stage, as your broker we will secure financing and make arrangements for closing the mortgage.
   
   
4. Closing the mortgage. Your lawyer will take care of making the final arrangements with the lender and disbursing the funds to the seller. Once this is finished, the house is yours!

CURRENT RATES
View all current rates